:root{--bg:#0c0c10;--bg2:#13131a;--ink:#f4f1ea;--mute:#a9a69e;--gold:#c9a24b;--gold2:#e6c97a;--line:#26262f;--rose:#c0627a}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font:400 16px/1.6 Inter,system-ui,sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3,.brand{font-family:Fraunces,Georgia,serif;font-weight:600;line-height:1.15}
em{font-style:italic;color:var(--gold2)}
a{color:inherit;text-decoration:none}
.nav{position:sticky;top:0;z-index:10;display:flex;justify-content:space-between;align-items:center;padding:14px clamp(16px,4vw,48px);background:rgba(12,12,16,.88);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.brand{font-size:1.25rem;display:flex;align-items:center;gap:10px}
.brand em{font-weight:400}
.mark{display:grid;place-items:center;width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,var(--gold),var(--rose));color:#14110a;font-weight:700;font-size:1rem}
.nav nav{display:flex;align-items:center;gap:22px;font-size:.92rem;color:var(--mute)}
.nav nav a:hover{color:var(--ink)}
.lang{background:none;border:1px solid var(--line);color:var(--mute);padding:4px 10px;border-radius:6px;cursor:pointer;font:inherit;font-size:.8rem}
.btn{display:inline-block;background:linear-gradient(135deg,var(--gold),var(--gold2));color:#14110a;font-weight:600;padding:14px 28px;border-radius:999px;border:0;cursor:pointer;font:600 1rem Inter,sans-serif;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px);box-shadow:0 8px 28px rgba(201,162,75,.3)}
.btn-sm{padding:8px 18px;font-size:.88rem}
.btn-ghost{background:none;color:var(--ink);border:1px solid var(--line)}
.btn-ghost:hover{box-shadow:none;border-color:var(--gold)}
.hero{min-height:84vh;display:grid;align-items:center;padding:80px clamp(16px,6vw,80px);background:radial-gradient(900px 480px at 80% 10%,rgba(192,98,122,.18),transparent),radial-gradient(700px 420px at 10% 90%,rgba(201,162,75,.14),transparent)}
.hero-in{max-width:760px}
.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;margin-bottom:20px}
h1{font-size:clamp(2.2rem,6vw,4.1rem);margin-bottom:22px}
.lead{font-size:1.15rem;color:var(--mute);max-width:600px;margin-bottom:34px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.fine{font-size:.82rem;color:var(--mute)}
.center{text-align:center;margin-top:18px}
.strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1px;background:var(--line);border-block:1px solid var(--line)}
.strip div{background:var(--bg2);padding:26px 24px;display:flex;flex-direction:column;gap:4px}
.strip strong{font-family:Fraunces,serif;font-size:1.1rem;color:var(--gold2)}
.strip span{color:var(--mute);font-size:.9rem}
.sec{padding:clamp(56px,9vw,110px) clamp(16px,6vw,80px);max-width:1180px;margin:0 auto}
.sec.dark{max-width:none;background:var(--bg2);border-block:1px solid var(--line)}
.sec.dark>*{max-width:1020px;margin-inline:auto}
h2{font-size:clamp(1.7rem,4vw,2.6rem);margin-bottom:12px;text-align:center}
.sub{color:var(--mute);text-align:center;margin-bottom:44px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.grid3 article{background:var(--bg2);border:1px solid var(--line);border-radius:16px;padding:28px;transition:border-color .2s}
.grid3 article:hover{border-color:var(--gold)}
.dark .grid3 article{background:var(--bg)}
.n{color:var(--gold);font-family:Fraunces,serif;font-size:.95rem}
.grid3 h3{font-size:1.25rem;margin:8px 0 10px}
.grid3 p{color:var(--mute);font-size:.95rem}
.plain{margin-top:36px}
.steps{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:24px;margin-top:40px}
.steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;border:1px solid var(--gold);color:var(--gold);margin-bottom:14px;font-family:Fraunces,serif}
.steps h3{font-size:1.15rem;margin-bottom:6px}
.steps p{color:var(--mute);font-size:.93rem}
.table-wrap{overflow-x:auto}
table{width:100%;border-collapse:collapse;min-width:560px}
th,td{padding:15px 16px;text-align:center;border-bottom:1px solid var(--line);font-size:.95rem}
th:first-child,td:first-child{text-align:left;color:var(--mute)}
th{font-family:Fraunces,serif;font-weight:600}
.us{background:rgba(201,162,75,.09);color:var(--gold2);font-weight:600}
.faq{max-width:760px;margin:36px auto 0}
details{border-bottom:1px solid var(--line);padding:18px 4px}
summary{cursor:pointer;font-weight:500;list-style:none;display:flex;justify-content:space-between}
summary::after{content:"+";color:var(--gold);font-size:1.3rem}
details[open] summary::after{content:"–"}
details p{color:var(--mute);margin-top:10px}
.form{max-width:560px;margin:34px auto 0;display:grid;gap:16px}
.form label{display:grid;gap:6px;font-size:.9rem;color:var(--mute)}
.form small{opacity:.7}
input,select,textarea{background:var(--bg);color:var(--ink);border:1px solid var(--line);border-radius:10px;padding:12px 14px;font:inherit}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold)}
.chk{display:flex!important;gap:10px;align-items:flex-start}
.chk input{margin-top:4px}
.hp{position:absolute;left:-9999px}
.msg{min-height:1.4em;text-align:center;font-size:.92rem}
.msg.ok{color:#7ad19b}.msg.err{color:#f08a8a}
footer{display:flex;flex-direction:column;align-items:center;gap:12px;padding:44px 16px;text-align:center;border-top:1px solid var(--line)}
@media(max-width:720px){.nav nav a:not(.btn){display:none}.nav nav{gap:10px}}